Existing insurance contracts
The strategy acquires in-force policies rather than creating new insurance coverage. Each policy is reviewed for ownership, carrier status, premium requirements and projected economics.
Marquee Financial Group is developing diversified life settlement investment funds for accredited investors seeking an alternative asset strategy whose underlying economics are driven primarily by longevity and life insurance policy performance—not daily movements in stocks and bonds.
Our brand reflects the role we intend to play for investors: connecting disciplined capital with carefully underwritten life settlement portfolios through experience, analytics and active servicing.
A life settlement investment acquires an existing life insurance policy for more than its cash surrender value but less than its death benefit. The investment vehicle becomes responsible for future premiums and, when the insured dies, receives the policy death benefit subject to policy terms and carrier obligations.
Policy outcomes are primarily influenced by longevity, acquisition price, premium costs and carrier performance rather than corporate earnings, interest-rate trading or public-equity sentiment.
We focus on policy verification, life-expectancy analysis, premium optimization, carrier review, cash-flow modeling and scenario testing before capital is committed.
Rather than relying on a single policy, Marquee’s strategy is designed around diversified portfolios intended to reduce the impact of any one insured living materially longer than projected.
Unlike a traditional security whose price may move with earnings, rates or market sentiment, a life settlement is a contractual asset tied to an existing life insurance policy. Returns depend on purchase price, premiums, longevity, carrier performance and portfolio management.
The strategy acquires in-force policies rather than creating new insurance coverage. Each policy is reviewed for ownership, carrier status, premium requirements and projected economics.
The policy death benefit is established by contract, while timing remains uncertain. That makes underwriting longevity and premium duration central to portfolio economics.
Premiums, policy status, life expectancy updates, carrier communications and liquidity planning are monitored throughout the investment period.
Pooling multiple policies is intended to reduce dependence on the outcome of any one insured and create a more stable portfolio-level experience.
The core thesis is straightforward: acquire carefully selected life insurance policies at prices that reflect modeled longevity and premium obligations, maintain those policies through maturity, and collect contracted death benefits when claims become payable.
Longevity AnalysisPolicy EconomicsPremium ManagementDiversificationCarrier Due DiligenceAccredited investor commitments are aggregated into a dedicated investment vehicle.
Policies are sourced, underwritten, priced and reviewed before purchase.
Premiums, policy status, life expectancy and cash requirements are actively managed.
Upon insured mortality, valid claims are presented to the issuing carrier.
Available proceeds are distributed according to the governing fund documents.
Marquee’s principals have worked in the life settlement market since its early institutional development, including policy origination, portfolio trading, analytics, due diligence, servicing and institutional funding relationships.
Historical work includes sourcing and evaluating individual policies and portfolios, creating acquisition criteria and supporting secondary and tertiary market transactions.
Marquee’s approach incorporates policy-level cash flows, life expectancy inputs, premium schedules, sensitivity testing and portfolio-level forecasting.
Portfolio management can include premium reconciliation, carrier correspondence, mortality monitoring, policy optimization and death-claim administration.
Request a discussion about strategy, structure, anticipated fund terms and availability.
Education is an important part of evaluating alternative investments. These are introductory answers only; definitive terms are contained in the applicable offering documents.
The primary economic drivers are longevity, policy premiums, acquisition price, carrier performance and portfolio management. Those factors are different from the day-to-day forces that typically move public stocks and bonds. “Non-correlated” does not mean risk-free or immune from all economic conditions.
Marquee’s planned strategy is designed around older-age insured populations, where life-expectancy analysis, premium duration and portfolio diversification can be modeled within a more defined investment horizon. Actual eligibility and acquisition criteria are determined at the fund and policy level.
Key risks include insureds living longer than projected, higher or extended premium obligations, policy lapse, carrier or contestability issues, liquidity constraints, concentration, regulatory changes and execution risk. Investors should review the full risk factors in any private placement memorandum.
Distribution mechanics depend on the specific fund documents. Generally, available proceeds from policy maturities would be allocated according to the fund’s governing waterfall after expenses, reserves and other obligations are addressed.
Tell us a little about your investment interests. Marquee can provide additional information regarding life settlements and, when appropriate, current or planned private investment opportunities.
Email: intake@marqueefinancialgroup.com
This website is informational and is not an offer to sell or a solicitation of an offer to buy securities. Any offering will be made only through definitive offering documents and only to investors who satisfy applicable eligibility requirements.